Even in our software, we talk about chance of success - which is one way of framing it. The reality is it's not that if you fail, everything blows up and you're destitute. It's the percent chance of being able to maintain the level of spending that you're targeting. So if you can't do that, then what happens?
Well, the reality is maybe it only has to move five or 10 percent for a couple of years. And then, you're back to being on track. And I think that's a much better way of framing it. The market doesn't return well enough and you're nervous, you have to take your spending down a bit.